Johnny Chehade
Mortgage Agent
1 Commissioners Road East Suite 109
London, Ontario
N6C 5Z3, Canada
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We make buying easy.
Start your home buying journey with Johnny and let me guide you through your mortgage process.
Get approved in 3 easy steps
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1. Find the right mortgage
Get in touch with Johnny!
2. Tell me about you
Tell me about your goals so I can better understand your mortgage needs!
3. Get approved
Get pre-approved for your ideal mortgage product and start shopping today!
Many reasons to consider refinancing.
Lower your payment, remove mortgage insurance, or do home improvement projects. Let Johnny guide you through every stage of your journey.
MANY REASONS TO CONSIDER REFINANCING
Refinancing Your Home
Life happens. Whether you are facing financial emergency, wanting to improve your financial situation, put more into your investment portfolio or simply wanting to spoil yourself with a long overdue trip, mortgage refinancing can be the answer – when done properly!
Renewing Your Mortgage
When it comes time to renew your mortgage, most lenders will send you a renewal letter when there is around 3 months remaining on your term. While nearly 60 percent of borrowers simply sign and send back their renewal without ever shopping around for a more favourable interest rate, this is actually the best time to check out your options. Since your term is ending, this is a great time to shop the market or redo your mortgage WITHOUT PENALTY! If you have been wanting to switch your mortgage from fixed to variable-rate (or vice-versa), or want to move to a different lender or try for a lower rate, Johnny can help! Do be advised, if you are considering switching lenders, you will need to inquire about any existing life insurance or other policies that you have, as this could be affected if you change lenders. You should also be aware that and NEW insurance could be more expensive as you are re-applying and your circumstances (age, health) will have changed since your initial mortgage term and insurance plan was signed. Johnny can help answer all your refinancing questions – and more – as well as shop the market to find you a better rate! With access to over 90 lenders, they are able to quickly compare mortgage rates and products and help you make the switch!
Reverse Mortgage
Reverse mortgages continue to gain popularity for Canadian homeowners aged 55 plus. One reason for the increased popularity of the reverse mortgage is simple necessity. Many retired Canadians are looking for options to increase their cash flow either by paying-out other debts, or by accessing cash to help with everyday life expenses. In addition, Canadians have a growing preference to remain in their homes for as long as possible. Doing so may require costly renovations and upkeep. Whatever your need, a reverse mortgage might be a great solution!
WE MAKE BUYING EASY
FIRST TIME HOME BUYER
Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! While people don’t always dream of the perfect mortgage, we do grow up dreaming of a white picket fence and our dream home. Even if you imagined your dream home as a 6-bedroom mansion, we all have to start somewhere! This first-time home buyer section will take you through the important steps and considerations for your first home, including: Determining whether you are ready for home ownership Costs of home ownership The process of buying your first home Securing your down payment Mortgage pre-qualification and pre-approval Financial Approval Closing day Let’s get started.
NEW TO CANADA
Canada has seen a surge of international migration over the last few years and, with all these new faces in town wanting to plant roots in this great country, we wanted to touch base on some of the details surrounding mortgages and how new immigrants can qualify to be homeowners! Buying a house is an exciting step for anyone, but it is especially so for individuals who are new to the country. As daunting as it may seem, purchasing a home is completely possible with a little knowledge and preparation. If you are new to Canada and looking to get a mortgage, connect with Johnny today for expert advice and options that best suit you!
SECOND PROPERTY
So, you are looking to purchase a second property! Congratulations! This is an incredible opportunity and we are here to help provide you with the keys to success to expand your financial portfolio and ensure stability for the future. Before you launch into this purchase there are a few things you should know, such as how to purchase a second property by tapping into existing home equity, the differences in requirements for vacation vs. rental or investment properties and who can qualify.
Our Rates.
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below:
5.80 %
CURRENT VARIABLE RATE
6.70 %
CURRENT PRIME RATE
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Please Note: Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. & E.O
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CONTACT ME
For any inquiries, please call or email ME:
519-619-6364 | johnnychehade519@gmail.com
our address
1 Commissioners Road East Suite 109
London, Ontario
N6C 5Z3, Canada
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